My Mother-In-Law’s Banana Bread
My Mother-In-Law has been baking banana bread for decades, using the same tried and true recipe. I had never tried her recipe before, but with everything going on at the moment, it seemed like a great time to try it!
It is a classic banana bread recipe made with all the good stuff. Overripe bananas, butter, and just the right amount of sugar.

This recipe is also one of the few desserts my husband enjoys eating! And if anything, that’s a testament to how delicious this recipe is.
Banana Bread Aesthetics
While banana bread is amazing as is, there are a few things I like to do to make sure it looks as good as it tastes.
My first tip is avoid over-mixing the batter! Mix each ingredient just until it’s incorporated. This ensures your banana bread will be light and fluffy.
There is nothing worse than dense banana bread, so please be gentle with your batter 🙂
The second thing I recommend doing is sprinkling a couple teaspoons of granulated sugar on top of the banana bread batter once it’s in the pan.
As it bakes, the sugar caramelizes add becomes a gorgeous golden color. This creates a wonderful texture and adds complexity to the flavor to your banana bread.

My last tip is to cut a banana in half lengthwise and press it on top of your batter before baking it.
This gives the banana bread a gorgeous finished look and lets everyone know what flavor it is with one look!
I also love the extra texture and flavor that the bits of banana add to the top of each slice.
Why is it Better to Use Overripe Bananas in Banana Bread?
Most banana bread recipes insist on using only the ripest bananas, including this one. But why are overripe bananas better to bake with??

There are actually several reason! The first is that as a banana ripens, more of its starch is converted into sugar. This creates sweeter, more tender baked goods.
Another benefit of baking with super ripe bananas is that they’re super easy to mash up. This ensures your banana bread has a uniform, even texture without any unexpected chunks of banana.
Overripe bananas are also more aromatic and give baked goods a more intense banana flavor than yellow bananas.

The final and best reason (in my opinion) is that it uses up overripe fruit that would otherwise go to waste!
With all that in mind, this recipe will still turn out if you use yellow bananas. It just won’t have as intense of a banana flavor!
Baking Hack: How to Quickly Ripen Bananas for Banana Bread
If you only have yellow bananas and want that intense banana flavor, don’t worry!
You can easily turn yellow bananas brown in a matter of minutes. Preheat your oven to 300 F / 150 C and place your unpeeled bananas on a foil-lined baking sheet.
Bake them for about 15 minutes, or until the banana skin is uniformly dark in color.
Let them cool on that pan for 10 minutes, then carefully peel and mash them.

Substitutions and Swaps
While I love this recipe just the way it is, I know some of you might not have all these ingredients on hand!
Below are some swaps and substitutions that can be made in this recipe:
- Overripe Bananas – If you don’t have overripe bananas on hand, bake your bananas at 300 F for about 15 minutes or until the skin of the bananas is black.
- Lemon Juice – Fresh lemon juice really enhances the banana flavor in this recipe and prevents the mashed bananas from browning. It can be left out if needed though!
- All-Purpose Flour – This recipe turns out best with AP flour, but you can use a cup-for-cup gluten-free flour blend in its place if needed.
- Unsalted Butter – If you only have salted butter on hand, you can use it in place of the unsalted butter in this recipe. Just be sure to omit the salt that this recipe calls for. You can also use vegan butter in its place!

- Granulated Sugar – I think this banana bread has just the right amount of sweetness, but you can either increase or decrease the amount of sugar by 1/2 cup based on your preferences.
- Baking Powder / Baking Soda – This recipe uses both leavening agents, and both are important to help this recipe rise correctly! Make sure both types of leavening agents are properly measured and haven’t expired.
- Whole Milk – You can also use skim milk, full-fat yogurt, buttermilk, sour cream, or alternative yogurt or milk (almond, soy, oat) if you’re dairy-free.
- Eggs – If you don’t have eggs on hand or can’t eat eggs, you can use flaxseed eggs in their place.

Tips for Making the Best Banana Bread:
- Properly measure your flour (fluff, then spoon into the cup measure, and level) or use a kitchen scale to measure your dry ingredients.
- Don’t over-mix the batter! It will make your banana bread dense and chewy. Once you add the flour, be sure to mix the batter JUST until it’s combined. It’s ok if you can still see little streaks of flour, it will get mixed in after you add the bananas.
- To make gluten-free banana bread, swap in your favorite GF flour blend for the AP flour in this recipe. Be sure to over-mix your batter (it gives GF baked goods better structure) and let the batter sit for at least 30 minutes before baking for best results.
- Ingredients at room temp mix together better! Set your cold ingredients ahead of time.
- Bang your loaf pans on the counter before putting them in the oven. This brings any air bubbles that are trapped in the batter to the surface.
- Sprinkle 2 teaspoons of granulated sugar on top of the batter once it’s in the pan to create a caramelized and crunchy top!
- Press a sliced banana into the batter before it’s baking to make each loaf even prettier.

Making This Banana Bread in Advance & Storage Tips
You can make this banana bread in advance! If stored in an airtight container, it can last for 5 days at room temp, up to a week in the fridge, or up to a month in the freezer.
It freezes extremely well, so don’t be afraid to enjoy a freshly baked loaf and freeze the other! I like to wrap my loaves in a layer of plastic wrap and foil to lock in all the moisture.
When I’m ready to enjoy one of the frozen loaves, I move it from the freezer to the fridge the night before. Then I set it out at room temperature to let it thaw for a few hours before slicing and enjoying.

Let Me Know What You Think!
If you try my MIL’s recipe, I’d love to hear what think of it! Please leave a rating, and let me know your thoughts by sharing a comment 🙂
Also please tag me @chelsweets and use the #chelsweets so that I can see your amazing creations on social media!
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My Mother-In-Law’s Banana Bread
Ingredients
My Mother-In-Law’s Banana Bread Recipe
- 2 cups mashed bananas, about 4 large bananas 500g
- 2 Tbsp freshly squeezed lemon juice 30g
- 3/4 cup unsalted butter, room temperature 170g
- 1 1/4 cup granulated sugar 250g
- 3 large eggs, room temperature 170g
- 3 1/2 cups all-purpose flour fluffed and level 440g
- 1 Tbsp baking powder 12g
- 1 tsp baking soda 6g
- 1 tsp fine salt 6g
- 3/4 cup whole milk, room temperature 180ml
Optional Mix-Ins
- 1 cup chocolate chips 175g
- 1 cup chopped, toasted nuts 125g
Decorations
- 4 tsp granulated sugar 2 tsp per loaf
- 2 additional medium-sized banana one per loaf
Instructions
- Preheat your oven to 350 F / 175 C and grease two 8.5 in. x 4.5 in. loaf pans with non-stick spray or butter. If you want to only make one loaf, half the ingredients and use 1 large egg + 1 large egg white.
- Mash up 4, large, overripe bananas using either a fork or an electric mixer. Mix in 2 Tbsp of lemon juice to prevent the bananas from browning and brighten up their flavor. You should end up with about 2 cups of mashed bananas. Set aside.
- Add 3/4 cup unsalted butter and 1 1/4 cups granulated sugar into a large bowl. Beat on a medium-high speed for 2-3 minutes with either a hand mixer or a stand mixer fitted with a whisk attachment. The mixture should become lighter in color.
- Mix in 3 large eggs on a medium speed until fully combined. Scrape the sides and bottom of the bowl as needed with a rubber spatula.
- Add in 2 cups of all-purpose flour, 1 Tbsp baking powder, 1 tsp baking soda, and 1 tsp salt. Mix on a low speed until just combined. Then pour in 3/4 cup of milk and mix on a low speed until it's incorporated.
- Mix in the remaining 1 1/2 cups of flour on low just until you can no longer see streaks of flour.
- Next, mix in the mashed banana/lemon juice mixture on a low speed until it's fully incorporated into the batter. If desired, fold in chocolate chips and/or toasted nuts. Divide the batter evenly between the prepared pans.
- To dress up my banana bread, I like to sprinkle 2 tsp of granulated or turbinado sugar over the top of each loaf to create a crunchy, caramelized top. I also like to cut a medium-sized banana in half lengthwise and press it on top of the batter as a garnish.
- Bake the loaves on the upper baking rack for 55-65 minutes, rotating the pans halfway through to make sure they bake evenly. If you notice the tops of the loaves are browning too much, place a foil tent over each loaf to protect the top while allowing the bread to finish baking.
- Remove the loaves from the oven and let them fully cool in the pan. Wait to slice the banana bread until it is fully cooled!! If it's still warm, it will be difficult to cut.
Video
Notes
Making This Banana Bread In Advance & Storage Tips
You can make this banana bread in advance! If stored in an airtight container, it can last for 5 days at room temp, up to a week in the fridge, or up to a month in the freezer. It freezes extremely well, so don't be afraid to enjoy a loaf freshly baked and freeze the other! I like to wrap the banana bread in a layer of plastic wrap, and then a layer of foil to lock in all the moisture. When I'm ready to enjoy one of the frozen loaves, I move it from the freezer to the fridge the night before. Then I set it out at room temperature to let it thaw for a few hours before slicing and enjoying.Different Batch Sizes
This recipe can easily be halved to make one loaf. It can also be doubled to make four loaves or two loaves in a larger bread pan. If you use a larger pan, the loaf will take longer to bake. This recipe can also be used to make banana bread muffins. Fill cupcake liners 3/4 full, and bake at 350 degrees F for 14-16 minutes.Nutrition


This banana bread is so good! When I was making this recipe, I added 2.5 cups of flour and 1 cup of rolled oats rather than 3.5 cups of flour. The one cup of rolled oats gives the bread the perfect amount of moisture. However, I did not try this recipe the original way and am sure the original way is just as/if not, more, fabulous. I love this recipe and will be using it every single time in the future.
Hi Maddy,
That’s such an interested swap, I’ve never thought about doing something like that before! I might have to try that with my next bactch. So happy to hear you loved the way it turned out 🙂
I am doing half the recipe since it makes 2 so how many eggs should I use?
My favorite banana bread recipe ever. Made one with chocolate chips and one with out. Making Round 2 with my daughter today. I have left over buttermilk from making biscuits This week I don’t want to go to waste so I am subbing it in and one batch were trying with coconuts.
I cut this recipe in half to make just one loaf (I only had 2 very ripe bananas) and it turned out sooo good! I also did the chocolate chip add-in because who doesn’t need more chocolate in their life? But really, no offense to the other loaves of banana bread I’ve eaten and made in the past, this was some AMAZING banana bread. Good job, mom-in-law!
Wow ? it’s a wonderful recipe I tried out n turned to be like one of store bought breads thanq for Sharing!!
Loved this recipe it was so delicious my daughter is not a big fan of any fruity breads but when she had this one she loved it. thank you for sharing if possible i would love to have a gluten-free, sugar-free version of this recipe I’m diabetic and although i loved this bread i can only have a very small portion of it. 🙁
Love this recipe! I added cinnamon and pecans and topped it with a mix of cinnamon and sugar. I made one loaf and 12 muffins. Will probably make again soon so I can freeze some 🙂
Hello! Can I use oil instead of butter in this recipe? 🙂
This recipe is amazing! I made it with gluten-free flour and the texture was excellent. No one could tell it was gluten free. My family loved it!
This has become my tried and true banana bread recipe. It’s the only one I make now.
Aw I love that!! My mother-in-law is here and I just shared your comment with her and she was so happy!! Thank you for sharing 🙂
Just needs brown sugar! Saved this, just need to get eggs. I save my bananas in the freezer. When they defrost perfect for waffles pancakes bread etc…
Hi Emy,
Yes! Brown sugar would be a delicious addition—it can add a nice depth of flavor. You can swap some of the granulated sugar for light brown sugar if you want!
And same here, I always keep a stash of frozen bananas ready to go! They’re the best for baking once they’ve thawed and gotten all soft and sweet. Hope you love the banana bread once you’ve got your eggs—happy baking!
Simple recipe,and the results is sooo good !
So happy to hear you loved this recipe Sofya 🙂 I’ll have to tell my mother in law when I see her next week! Happy baking!