Preheat oven to 350 F / 175 C and grease an 8.5 in x 4.5 in loaf pan with non-stick spray or butter and line with a sling of parchment paper.
Mash 1 cup of overripe bananas and combine with 1 Tbsp of freshly squeezed lemon juice. This prevents the bananas from browning and brightens up their flavor. Set aside.
Add 1/4 cup unsalted butter and 1/2 cup granulated sugar into a large bowl. Beat on a medium-high speed for 2-3 minutes with either a hand mixer or a stand mixer with a whisk attachment. Beat until the mixture becomes lighter in color and looks fluffier.
Mix in 1/4 cup vegetable oil and 1 large, whole egg + 1 egg white on a medium speed. Scrape the sides and bottom of the bowl as needed with a rubber spatula.
Add in 1 cup of all-purpose flour, 1 1/2 tsp baking powder, 1/2 tsp baking soda, and 1/2 tsp salt. Mix on a low speed until just combined.
Pour in 1/2 cup of buttermilk and mix on a low speed until incorporated.
Add in the remaining 3/4 cup of flour and mix on low just until you can no longer see streaks of flour.
Mix in the mashed banana/lemon juice mixture on a low speed until it is fully incorporated into the batter. Fold in 1 cup of roughly chopped Biscoff cookies.
Pour the batter into the prepared pan. Cover the top of the batter with an even layer of Biscoff streusel.
Bake on the middle baking rack for 60-65 minutes, or until a toothpick inserted in the center comes out with a few moist crumbs. Rotate the pan halfway through to make sure it bakes evenly. If you notice the streusel on top of the loaf is over-browning when you rotate it, cover the loaf pan with a foil tent to prevent it from over browning.
Remove the loaf from the oven and let it cool in the pan for 30 minutes. Then carefully lift the loaf out of the pan with the parchment paper sling and place it on a wire rack to finish cooling.
Drizzle with warm cookie butter, then enjoy!